Automobile Service Stations

ANOTHER UTICA FIRST SMALL BUSINESS OWNER PRODUCT

Utica First Insurance Company is pleased to offer insurance coverage for the owners of personal automobile service stations and/or repair facilities. This program is designed to meet the property and liability insurance needs of the owner/operator as they relate to the ownership and operation of the business premises.

We know the small business owner as an “entrepreneur with a dream” and we want to help further that dream by protecting it from the common hazards usual to this business. Fortunately, Utica First can protect you for these types of occurrences.

We know that protecting your hard-earned assets is smart. You work too hard to lose everything, due to a quirk of nature, an accident or an unforeseen event.

This policy was designed to cover the small business owner, operating service stations or repair garages.

MORE THAN TRADITIONAL INSURANCE

A Business Owner's Policy, either on a Standard or Special from, is the basis of coverage. This provides all the normal insurance protection that a small business owner would require. Other coverage's are also included to recognize the special hazards faced by an owner of an automobile repair facility.

SOME SPECIAL BENEFITS FOR OUR CLIENTS:

• Coverage may be provided for convenience store operations.
• Coverage is available for up to one year of unlimited loss of income protection.
• Coverage is provided for systems breakdown coverage.
• Coverage is provided for employee's tools and equipment.
      ($500 per Employee; $2500 Aggregate - any one loss for theft)
• Coverage is available for customer vehicles while in your care, custody or control, including test driving customer vehicles.

Note: Coverage highlights for information only. Consult actual policy for precise coverage applicable.