Convenience Store

Convenience Store Program

A COMPREHENSIVE COVERAGE DESIGNED ESPECIALLY FOR YOU!

The Utica First Convenience Store Policy is designed to cover the everyday risks to your business, which arise during the course of normal operations.

ELIGIBILITY CONSIDERATIONS:

This program is designed for businesses involved primarily in the retail sale of gasoline and related products in addition to sales of grocery items, dairy products or delicatessen type services. The store area must not exceed 8,000 square feet.

Auto car wash facilities may also be covered.
Cooking exposures, if any, may also be insured.

CHECK OUT THE COVERAGE AVAILABLE TO YOU:
  • Special Broad Form Property Coverage for buildings, contents or loss of income.
  • Comprehensive Liability Coverage including Product Liability Protection.
  • Optional Liquor Legal Liability Protection (some states)
  • Comprehensive Enhancement Endorsement:
    • Food spoilage
    • Power interruption
    • Money and securities including lottery tickets
    • Non-owned automobile coverage
    • Glass coverage
    • Sign coverage
    • Fire legal liability
    • Incidental liability
    • Employee dishonesty coverage
    • Trees, shrubs and plants
    • Lock replacement coverage
    • Vehicle damage to buildings under your care, custody and control.

Note: Coverage highlights for information only. Consult actual policy for precise coverage applicable.


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