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Office PAK

Office PAK BOP Program

The Office PAK stars with a BOP foundation and builds a formidable policy with coverages not found on other company's programs.

The combination of unique coverages and a great price makes this your customer's best value in an office policy on the market today.

What makes our Office BOP better than the competition?

  • Employment Practices Liability (EPLI)
    $100,000 of protection from claims brought by employees for wrongful termination, discrimination, sexual harassment, including defense costs.

  • Data Compromise Coverage
    $25,000 for expense reimbursement due to misuse or loss of employee or company records.

  • Identity Theft for Office Executives
    $15,000 for fraudulent use of executive's financial or personal records.

  • Systems Breakdown
    Includes coverage for mechanical breakdown, breakdown of boilers, and even $5,000 theft coverage for computers and software.

Eligible Classes

  • Doctors & Dentists offices
  • Accounting
  • Advertising
  • Employment
  • Real Estate
  • Travel Agency
  • Therapists
  • Mortgage Brokers
  • Trade or Union Offices
  • Social Services

Ineligible Risks

Still may be eligible for Utica First's Standard Office BOP, contact us.
  • Attorney Offices
  • Data Processing
  • Offices with >50 employees
  • Government Facilities
  • Educational Facilities
  • Inpatient Health Facilities

Options For Your Office PAK

  • Utica First's Maximizer (Bundle of 22 coverages in one endorsement)

    ... or, custom limits for:

  • Employee Dishonesty
  • Contractual Liability
  • Money & Securities
  • Accounts Receivable
  • Valuable Papers
  • Mini-Computers
  • Burglary & Robbery
  • Glass
  • Earthquake
  • Outdoor Signs

Maximizer Includes

  • $100,000 Fire Legal Liability
  • $25,000 Accounts Receivable
  • $25,000 Valuable Papers & Records
  • $5,000 Employee Dishonesty
  • $5,000 Refrigerated Food Products
  • $5,000 Additional Debris Removal
  • $5,000 Money & Securities
  • $5,000 Vehicle Damage to Bldg.
  • $5,000 BPP at New Locations
  • $5,000 Demolition Coverage
  • $5,000 Utility Interruption
  • $2,000 Exterior Signs
  • $2,000 Personal Effects
  • $2,000 Bus. Property of Others
  • $2,000 Credit Card Forgery or Counterfeit Currency
  • $2,000 Trees, Shrubs, Plants
  • $2,000 Additional Expense
  • $2,000 Signs Off Premises
  • $2,000 Property in Transit
  • $1,000 Property of Others
  • $1,000 Fire Protective Device Recharge
  • $1,000 Glass Coverage Redefined
  • $500 Lock Replacement

Contact your Underwriter

  • If Risk is a New Venture
  • If Office has significant products exposures
  • If risk has had more than 1 loss in last 3 years, or any loss over $10,000
  • If you are requesting IRPM Credits

To Quote

  1. Login to agent portal.
  2. Select New Business, New Application, Business Owners.
  3. Under Class, select Office and complete the rest of the screens.
  4. On the Extended Coverages screen, select Office PAK endorsement.

Note: Coverage highlights for information only. Consult actual policy for precise coverage applicable.