Personal Lines

Utica First has been insuring homes and personal belongings of customers in the Northeast for over 100 years. Our policy types cover a wide range of home types and coverage options to suit almost any type of customer.

• Standard Homeowners Policy (for Homes built before 1960)
• Special Homeowners Policy (for Homes built after 1960)
• Elite Homeowners Policy (for high valued Homes under 20 years old)
• Mobile Homeowners Policy
• Dwelling Fire Policy
• Landlords Package Policy (for non-owner occupied 1-4 family homes)
• Lifestyles 55+ Condominium and Townhouse Program

Note: Not all policies available in all territories.

• Identity Theft Resolution - provide assistance for victims of identity theft or those who suspect suspicious activity in their credit files. Policyholders will be assigned a dedicated fraud resolution expert who will save you months of frustrating, time-consuming effort trying to regain control over your identity.
• Identification Document Recovery - for victims of a natural disaster, flood or home fire who have lost their personal identification, legal or financial documents; includes assistance with emergency authentication, and retrieving, replacing or recreating lost or destroyed identification documents.