Insurance Products

For over 100 years, Utica First Insurance Company has been providing superior insurance protection to Homeowners and Businesses in the Northeastern U.S. We are a strong and stable Regional Insurance Company, with a proud tradition of customer service excellence.

Utica First products are offered exclusively through Professional Independent Agents and Brokers. Our product line includes Homeowner, Landlord Package, Restaurant and Tavern Program, Convenience Store Program, Small Artisan Package Policy and Business Owner Policies among others.

The company is an Advance Premium Cooperative. This means that the premiums for the policies are no longer subject to assessments if the loss experience is not good. The company has grown from its humble beginnings, but has remained small in relative terms. This enables the company to be specific as to the policies and properties and situations that it wants to insure. Instead of trying to be everything to everybody, the company prefers to be very good at selected things and to emphasize those capabilities.