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Automobile Service Stations

Auto Repair businesses are easy to insure with Utica First! Family owned, partnerships, and other types are all eligible. We can write Building, Contents, Loss of Income, Liability, and you can add Garagekeeper's Liability coverage adn optional limits for tools, too! With our'built in' Systems Breakdown coverage adn the option of our Maximizer Endorsement, Utica First offers a great policy at a great price!

This policy was designed to cover the small business owner, operating service stations or repair garages, providing all the normal insurance protection that a small business owner would require. Other coverage's are also included to recognize the special hazards faced by an owner of an automobile repair facility.

Some Special Benefits For Our Clients

  • Coverage may be provided for convenience store operations.
  • Coverage is available for up to one year of unlimited loss of income protection.
  • Coverage is provided for systems breakdown coverage.
  • Coverage is provided for employee's tools and equipment.
    • $500 per Employee; $2500 Aggregate - any one loss for theft
  • Coverage is available for customer vehicles while in your care, custody or control, including test driving customer vehicles.

Eligible Classes

  • General Auto Repair Shops
  • Transmission Shops
  • Oil Change/Quick Lube Shops
  • Auto Glass Repair
  • Auto Detailing
  • Audio Systems Installation
  • Rustproofing
  • Auto Painting (With NFPA Booth)
  • Collision Shops (With NFPA Booth)
  • Upholstery Shops
  • Alarm Installation
  • Remote Starter Installation
  • Sunroof Installation
  • Repair Shops with Incidental Flood or Convenience store



Note: Coverage highlights for information only. Consult actual policy for precise coverage applicable.