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Utica First Insurance Company

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Utica First Small Business Artisan Coverage – Affordable Coverage, Peace of Mind Protection

We know long-time small business owners, or those with new ventures, need peace of mind protection for their businesses while holding down expenses.

Our artisan contractor policies can mitigate commonplace risks, such as personal injuries, equipment damage, or property damage. Small business owners face these risks each day, but can rest assured that their businesses and crews are covered should something go wrong.

Coverage Highlights

  • General Liability – protects contracting businesses in the event that bodily injury, property damage, or personal and advertising injury occur
  • Commercial Property – protects the place where they do business and the things they use to conduct business
  • Business Income – covers the loss of income when they cannot run their business because of a covered property loss
  • Tools and Equipment – covers the loss of income when they cannot run their business because of a covered property loss

Over 40,000 contractors have trusted and partnered with us because we:

  • Have the exclusive TOOLBOX and TOOLCHEST endorsements where groups of extra coverage can be bundled for a bargain price
  • Offer many other optional endorsements for customized coverage
  • Have been refining and enhancing our Artisan Contractor Policy for more than 25 years
  • Provide excellent base coverages at a very reasonable cost
  • Have no audits! Plus, we rate the policy by number of employees (we allow up to 10)
  • Will write those just starting their business
  • Have several installment plans where payment can be made via EFT or credit card

We provide affordable coverage to contractors whose main focus is on residential work or who work as sub-contractors. We work with many types of contractors, including:

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Utica First is known for its long-standing commitment to customer service excellence. We offer both credit card and eCheck payments, and we are always available to help you handle questions. If you have artisan contractor clients in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about how to build the best artisan contractor coverage. #KeepingInsuranceSimple

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