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Landlord Program

Generating extra income from owning a rental property is rewarding. However, do you have the right coverage in place should something happen to that property?

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Utica First does. We can help provide the coverage you need to make sure you don't miss a beat.

Standard Landlord Policy Coverages:

Dwelling coverage

Coverage to repair or rebuild the home.

Other Structures Coverage

Coverage to repair or replace an outbuilding on the property, such as a shed or detached garage.

Personal Property Coverage

Coverage for your property in the rental dwelling, typically landlord furnishings.

Loss of Rents Coverage

Coverage to help pay for lost rental income while the home is being repaired/restored after a covered loss.

Liability Coverage

Coverage for bodily injury or property damage that you are legally responsible for.

Optional Coverages:

Increased Loss of Rents:

If the standard limit of coverage is not enough, more coverage can be added to cover this loss of income.

Increased Private Structures:

If the standard limit of coverage is not enough, more coverage can be added to cover the additional structure.

Earthquake:

Provides coverage for the dwelling in the event of an earthquake.

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This is not all! Please contact your local independent insurance agent to learn about additional coverages offered by Utica First

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States we serve: CT, FL, MA, MD, NJ, NY, OH, PA, VA


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