Many companies insure office risks, but only Utica First builds in Employment Practices Liability, Data Compromise and Identity Theft for Owners coverage for FREE.
In today's litigious world, you face the threat of lawsuits from employees, from customers and from computer and data issues. Utica First's Office PAK gives you an unbeatable bundle of important coverages in one product.
Business property insurance
Helps protect the physical location that your business owns or leases as well as property such as fixtures, equipment and inventory.
General liability insurance
Helps protect your business from the financial costs of property damage, bodily injury, personal and advertising injury claims made against your business.
Business income insurance
Helps replace lost income when you are unable to conduct business due to a covered loss like a fire.
Some of our most popular office classes are:
- Doctors & Dentists offices
- Business Consultants
- Real Estate Offices
- Travel Agency
- Mortgage Brokers
- Insurance Agencies
- Social Services
Employment Practices Liability
This coverage provides protection for lawsuits due to wrongful terminations, sexual harassments, discrimination and other employee issues.
Protecting your customer's data is important to ensure they keep coming back. This coverage is automatically built into the product should you have an insured who handles checks, credit card information, private or personal data on their customers, or who maintains sensitive company information on their system.
Miscellaneous Professional Liability
Not just for Doctors and Dentists anymore! Florist, Photographers, Travel Agents, Consultants, and many other businesses have professional exposures that go beyond a General Liability Policy. Contact your local independent agent for a list of available classes.