Restaurants & Food Service

The Utica First Restaurant BOP is one of the fastest growing products in our company history!

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We specialize in writing a wide variety of restaurant and food service businesses, from Fast Food/Take out, to Family Style Restaurants, to Coffee Shops and Diners, Food Trucks, and Fine Dining Restaurants. We understand the unique nature of your business and have the expertise to help you insure it.

Coverage Highlights

Business Property Insurance

Helps protect the physical location that your business owns or leases as well as property such as fixtures, equipment, and inventory.

General Liability Insurance

Helps protect your business in the event that bodily injury, property damage, or personal and advertising injury occurs as a result of the business' operations.

Business Income Insurance

Helps replace lost income when you are unable to conduct business due to a covered property loss like a fire.

We insure most types of Restaurants and Food Service Risks including:

  • Take-Out Places
  • Bagel Stores
  • Family Style Restaurants
  • Cafés
  • Delis
  • Franchise Restaurants
  • Pizza Shops
  • Diners
  • Bakeries
  • Fine Dining

Optional Coverages

Branding Accent

Is your business ready and properly covered? We can help! We understand the unique nature of your business and have the expertise to help you insure it.

Find an Agent Today!

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This is not all! Please contact your local independent insurance agent to learn about additional classes and coverages offered by Utica First

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States we serve: CT, FL, MA, MD, NJ, NY, OH, PA, VA


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Unique, cost effective commercial insurance products for small and medium sized businesses.

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Unique, cost effective commercial insurance products for small and medium sized businesses.

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