Condominium Policies

You have invested a lot in your condo and you want to be sure you have the protection you need.

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Your Association likely provides some coverage, such as coverage for common areas and the exterior of the building, but you need to protect what's inside your unit. That is where Utica First comes in.

Take a look at the coverages offered:

Dwelling, Additions and Alterations coverage

Coverage to repair or rebuild the interior of your unit, for example, your cabinets, flooring, and walls.

Personal Property Coverage

Coverage for your belongings, such as furniture, electronics, clothes, and more.

Loss of Use Coverage

Coverage to help pay those additional living expenses that are incurred if you're unable to live in your condo while it's being repaired/restored after a covered loss.

Liability Coverage

Coverage for bodily injury or property damage that you are legally responsible for.

Optional Coverages:

Loss Assessment Coverage

If the damage to commonly owned property exceeds a certain threshold, this coverage will provide protection if the association assesses you for the additional amount.

Scheduled or Blanket Jewelry

Coverage offered for the damage or loss of your jewelry items.

Home Based Business

Coverage for your property and liability exposures of a small business that is conducted in your unit.

Bundled Coverages

We have multiple "package" endorsements that offer many valuable coverages all rolled into one – at a discounted price.

Free Service:

Identity Theft Resolution and Document Recovery

We have partnered with Cyberscout to provide free comprehensive expert resolution services for your peace of mind.

Discounts Available:

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This is not all! Please contact your local independent insurance agent to learn about additional coverages offered by Utica First

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Distance: within 15 miles

States we serve: CT, FL, MA, MD, NJ, NY, OH, PA, VA

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