



The foundation of many of our 'niche' products is the Utica First Businessowners Policy (BOP). It provides a bundled 'package' of the most needed insurance coverages (Property, Liability, Loss of Income, Equipment Breakdown, and many others) in one policy that can suit the needs of thousands of smaller businesses. Dozens of business classifications are eligible.
In addition, Utica First has developed a number of special 'niche' programs to satisfy the specific needs of certain businesses, such as:
- Artisan Contractors
- Restaurants & Food Service
- Apartments
- Auto Service & Repair Garages
- Offices
- Business Owner's Program
- Excess & Umbrella Program
Note: Not all programs are available in all territories.