Excess & Umbrella Program
As a Businessowner we are looking to provide you the best protection possible.
Designed to apply when a covered claim exceeds the liability limit on your Artisan or Businessowner policy, an Excess and/or Umbrella policy can provide you that protection.
An Excess liability policy provides follow-form coverage over scheduled underlying policies. Adding Umbrella coverage can provide drop down coverage for certain claims not covered on an underlying policy.
Utica First can provide an Excess and/or Umbrella policy up to $5,000,000 in million dollar increments. We can even write an Excess and/or Umbrella policy over your commercial auto policy.