Utica First’s Nail and Beauty Salon Coverage:
Continuing Utica First’s strong support of America’s small businesses, our Nail & Beauty Salon BOP targets this rapidly expanding class! Going far beyond “standard” coverages, the optional Utica First “STYLIZER” endorsement is designed specifically for the unique exposures associated with barber- and beauty-type shops. The “STYLIZER’s” signature feature is $1 million in coverage for barber, beautician, and manicurist liability and is offered at a very reasonable price.
Here's What We Offer:
- Competitive pricing
- New ventures considered
- No audits
- Quick quotes on our website
- Add the “STYLIZER” endorsement bundle for additional coverage
The "Stylizer" Endorsement:
| Coverage | Limit |
|---|---|
| Additional Expense | $2,000 |
| Barber, Beautician & Manicurist Liability | $1,000,000 |
| Business Credit Card, Forgery & Counterfeit Money | $2,000 |
| Business Property at Newly Acquired Locations | $5,000 |
| Business Property of Others | $2,000 |
| Computer Coverage | $2,500 |
| Employee Dishonesty | $5,000 |
| Signs - Exterior | $2,000 |
| Personal Effects | $2,000 |
| Property in Transit | $2,000 |
| Utility Interruption | $5,000 |
| Lock Replacement | $500 |
| Fire Legal Liability | $100,000 |
| Increased Liability Coverage for Property of Others in Your Care, Custody, Control | $1,000 |
| Credit Card Receipts Coverage | $2,500 |
