Utica First Insurance Company

Utica First icon

Only Utica First Includes Three Unique Coverages in its OFFICE PAK that Office Owners Truly Need!

As an office business owner, you may think that all insurance companies pretty much offer the same insurance products to cover your office and business operations. Many companies do offer the same run-of-the-mill coverages, but at Utica First, we stand apart.

Utica First prides itself on keeping insurance simple. Our incomparable Office PAK is simple, yet value-packed. It gives office owners an unbeatable bundle of coverages they truly need – in one product.

What’s Included

Standard coverages include business property insurance (physical location and property), general liability insurance (financial loss from property damage, bodily injury), and business income insurance (interruption to business from property damage, fire). These protections help office owners mitigate business risk while protecting their investment.

Unique to our Office PAK is the inclusion of important coverages that are typical add-ons elsewhere in the market. These coverages include:

  • Employee Practices Liability: Provides protection from claims brought by employees for discrimination, sexual harassment, and wrongful termination ($100K limit).
  • Data Compromise Coverage: Provides expense reimbursement due to misuse or theft of customer or employee data ($25K limit).
  • Identity Theft for Office Owner: Provides coverage for reconstructing personal and financial data following an identity theft incident ($15K limit).
Utica First security

Types of Offices Covered

Utica First covers many types of office operations, some of which include:

  • Accountants
  • Travel Agency
  • Mortgage Brokers
  • Advertising
  • Business Consultants
  • Doctors and Dentists
  • Real Estate Offices

Taking Coverage to the Next Level

Our Maximizer Endorsement is one of the best values available in the market and is bundled in 24 separate endorsements, some of which include:

  • Accounts Receivable
  • Fire Legal Liability
  • Credit Cards
  • Valuable Papers and Records

For a value-packed Office Business Owner Policy, ensure your staff is quoting the Office PAK with Utica First! Learn more at

Back to Resources

Find An Agent By:


Distance: within 15 miles

States we serve: CT, FL, MA, MD, NJ, NY, OH, PA, VA

My Policy

Unique, cost effective commercial insurance products for small and medium sized businesses.

View Policy

View more

Payment Options

Unique, cost effective commercial insurance products for small and medium sized businesses.

View Options

View more