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Utica First Insurance Company

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Utica First Artisan Contractor Coverage – Peace of Mind Protection for Small Business Owners

For small business owners—a seasoned contractor or a new venture—managing risk is essential for success.

Utica First’s artisan contractor policies can mitigate commonplace risks, such as personal injuries, equipment damage, or property damage. Contractors face these risks each day, but can be confident that their businesses and crews are covered should something go wrong.

Coverage Highlights

  • General Liability - protects a contracting business in the event that bodily injury, property damage, or personal and advertising injury occur
  • Commercial Property - protects the place where business is conducted and the things used to conduct business
  • Business Income - covers the loss of income when the business can’t run because of a covered property loss
  • Tools and Equipment - covers vital tools and equipment that are stolen or damaged

Over 40,000 contractors have trusted and partnered with Utica First because we:

  • Provide excellent base coverages at a very reasonable cost
  • Have the exclusive TOOLBOX and TOOLCHEST endorsements where groups of extra coverage can be bundled for an affordable price
  • Offer many other optional endorsements so coverage can be customized
  • Have been refining and enhancing our Artisan Contractor Policy for more than 25 years!
  • Have no audits! Plus, we rate a policy by number of employees (we allow up to 10)
  • Will write a business just starting out
  • Have several installment plans that allow payments by EFT or credit card

We work with many types of contractors who specialize in residential work or serve as a sub-contractor:

Utica First is known for its long-standing commitment to customer service excellence. We offer both credit card and eCheck payments, and we are always available to help you handle questions. If you have artisan contractor customers in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about how to build the best artisan contractor coverage. #KeepingInsuranceSimple

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