Utica First Insurance Company

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Fall Is In the Air, Deciding to Get Small Contractor Business Insurance Shouldn’t Be

Fall is in the air and is an ideal time for people and businesses to turn their attention to projects that were backburnered during the busy months of summer. Small contractors can prepare to take on these projects by deciding to get proper coverage for their businesses. A Utica First Artisan Contractor Policy is the perfect solution.

Utica First’s Artisan Contractor Policy was developed over 25 years ago as an innovative and cost-effective policy. It has proven its value to over 40,000 contractors who have partnered with us. They have peace of mind knowing that their businesses are covered should the unexpected occur.

Utica First is proud to cover tenured small contractors or new ventures. 

Types of Contractor Businesses We Write

•    Electricians
•    Carpenters
•    Plumbers
•    HVAC
•    Drywallers
•    and many more

Types of Coverages We Offer

We specialize in providing strong liability insurance coverage at a reasonable cost. The breadth and depth of our coverage includes robust standard and optional coverages:

Standard Coverage
•    General Liability – protects businesses for covered claims involving bodily injury or property damage resulting from business operations
•    Commercial Property – protects the place where business is conducted and the things used to conduct business
•    Business Income – covers the loss of income when the business cannot run because of a covered property loss
•    Tools and Equipment – covers vital tools and equipment that are stolen or damaged

Optional Tools to Customize Coverage

Add our exclusive Tool Box or Tool Chest endorsements for a great deal on bundled coverages:

Utica First is known for its long-standing commitment to customer service excellence. We offer both credit card and eCheck payments, and we are always available to help you handle questions. If you have artisan contractors in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about how to build the best coverage for them. #KeepingInsuranceSimple

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States we serve: CT, FL, MA, MD, NJ, NY, OH, PA, VA

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