A Utica First Artisan Contractor Policy, the Backbone of Small Contractor Businesses
Did you know that on the first of May each year—May Day—we celebrate the halfway point between spring and summer? It is also the day we begin celebrating National Small Business Month! It is a known fact that small businesses are the backbone of the U.S. economy. Many small business owners do not realize that insurance is the backbone of their businesses. Insurance provides them protection against unplanned circumstances that result in financial losses, alleviating the need to pay for these losses out-of-pocket.
Whether seasoned contractors or new ventures, planning for the unplanned is one of the smartest business moves small contractor business owners can take.
Small contractor business operations have many moving parts and this particular line of business faces many hazards inherent to the trade. Utica First’s artisan contractor policies can mitigate some of these risks, such as personal injuries, equipment damage, or property damage, and provide small contractors with peace of mind—knowing that if something goes wrong, Utica First has them covered.
Businesses We Write
We work with many types of contractors who specialize in residential work or serve as a sub-contractor:
Here are all the ways Utica First has small contractors covered:
Standard Coverage
- General Liability – protects a contracting business in the event that bodily injury, property damage, or personal and advertising injury occur
Optional Coverage
- Commercial Property – protects the place where business is conducted and the things used to conduct business
- Business Income – covers the loss of income when the business cannot run because of a covered property loss
- Tools and Equipment – covers vital tools and equipment that are stolen or damaged
Tailored Coverage
Small contractors can also enhance their coverage by tailoring their standard policy with one of these add-on Exclusive Tool Box or Tool Chest endorsements:
Utica First is known for its long-standing commitment to customer service excellence. We offer both credit card and eCheck payments, and we are always available to help you handle questions. If you have artisan contractor customers in the states of New York, New Jersey, Connecticut, Pennsylvania, Ohio, Maryland, Florida, Virginia, or Massachusetts, visit the Artisan Contractor page to learn more about how to build the best artisan contractor coverage for them. #KeepingInsuranceSimple
