Utica First Insurance Company

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From Taco Trucks to BBQ, Utica First Has Your Food Truck Venture Covered

2 min read
While 2020 has been a trying time for the food service industry, a growing number of restaurant owners are adapting their businesses to the changing times by adding food trucks to complement their brick-and-mortar operations. 
Utica First Insurance Company is proud to help our long-term and new customers protect their investments with our unique Business Owner Policy (BOP) for food truck operations. Covered as a standalone operation or in conjunction to your existing business, Utica First is here to support the efforts of restaurant owners that provide valuable services to their customers. 
If you’re looking to secure coverage for your food truck or are considering opening one, please know that standalone food trucks must be in operation at least 9 months of the year to qualify. If the truck has a grill or fryer on board, they must also have a Class K fire extinguisher. Almost any type of food truck is eligible, with the exception of smokers and wood-fired cooking food trucks. 
Because a food truck is operated as a motor vehicle, it’s important to ensure that you also have a Business Auto Policy to cover the vehicle and the business for operations while driving. 
Signing up for our food truck policy is simple. We’ll need to understand a little about your daily operations and type of service.  We will also need the make, model, year, and VIN of your truck.
Food truck owners can visit us at to easily find a local independent agent that can quickly provide you with a great price on a Utica First Food Truck BOP! To learn more about our food truck coverage, visit

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