More Than 40,000 Contractors Depend on Utica First Because We Put Them First
It’s hard to believe November is upon us. Fall is in full swing and small contractors—especially drywallers, handymen, and painters—are as busy as ever. It’s a great time for them to harvest seasonal business opportunities.
November is one of the busiest months of the year for home improvements as homeowners prepare for holiday entertaining. From kitchen renovations and repainting of one or more rooms to new flooring installations, small contractors will have their hands full and shouldn’t have to worry about the what-ifs inherent in the industry impacting their businesses. A Utica First artisan contractor policy can help.
Importance of Coverage
Whether small contractors have been in business for years or are a new venture, protecting the business from financial loss should the unexpected occur is important. Utica First understands the commonplace risks contractors face which include personal injuries, equipment damage, or property damage. Contractors face these risks each day, but can depend on Utica First—should an unforeseen loss occur—that their businesses and crews are protected.
Coverage Highlights
Standard Coverage
- General Liability – protects a contracting business in the event that bodily injury, property damage, or personal and advertising injury occur
Optional Coverage
- Commercial Property – protects the place where business is conducted and the things used to conduct business
- Business Income – covers the loss of income when the business can’t run because of a covered property loss
- Tools and Equipment – covers vital tools and equipment that are stolen or damaged
Why More Than 40,000 Contractors Depend on Us
Over 40,000 contractors have depended on—and partnered with—Utica First because we put them first. We know that when it comes to small contractor businesses, one size does not fit all. We listen to understand their needs and tailor the best possible insurance solutions based on their unique challenges and business goals. Some of our solutions include:
- Excellent base coverages at a very reasonable cost
- Exclusive TOOLBOX and TOOLCHEST endorsements where groups of extra coverage can be bundled for an affordable price
- Many other optional endorsements so coverage can be customized
- More than 25 years of refining and enhancing our artisan contractor policy
- No audits! Plus, we rate a policy by number of employees (we allow up to 10)
- Writing new ventures
- Several installment plans that allow payments by EFT or credit card
Putting Those We Serve First
Utica First is known for its long-standing commitment to treating its agents/brokers as partners and helping them anticipate policyholder needs and expectations, like offering both credit card and eCheck payments, and always being available to help you handle questions.
Find Out More
If you have artisan contractor customers in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about how to build the best artisan contractor coverage for them. #UticaFirst #KeepingInsuranceSimple #SmallBusinessInsurance #ContractorInsurance #ProtectYourBusiness
