Small Electrical Contractors Secure Their Futures with a Utica First Artisan Contractor Policy
How is it that December is already here? The end of the year is fast approaching and many small contractors are busy completing projects, wrapping up other business matters, and planning for the new year before the holidays hit.
As small contractor business owners plan for the new year, they often focus on setting business and financial goals for growth, and deciding on investments needed to reach these goals. One investment that should be at the top of the list is an investment in insurance. Proper coverage should be treated as an investment to protect the business and all its assets—securing its future. A Utica First artisan contractor policy for electricians can help.
Coverage Vital for the Business
Proper coverage is vital for the life of the business as one misstep without coverage will expose the business to financial losses that it may not recover from. Utica First understands the commonplace, inherent risks electrical contractors face which include jobsite accidents, property damage, or damage to tools and equipment. Having coverage will guard against these risks, giving business owners the peace of mind they need to focus on growth.
Coverage Highlights
Standard Coverage
- General Liability – protects a contracting business in the event that bodily injury, property damage, or personal and advertising injury occur
Tailored Coverage
- Commercial Property – protects the place where business is conducted and the things used to conduct business
- Business Income – covers the loss of income when the business can’t run because of a covered property loss
- Tools and Equipment – covers vital tools and equipment that are stolen or damaged
Why Small Contractors Entrust Their Business with Utica First
Tens of thousands of small contractors have depended on—and partnered with—Utica First because we put them first. We know that when it comes to small contractor businesses, one size does not fit all. We listen to understand their needs and tailor the best possible insurance solutions based on their unique challenges and business goals. Some of our solutions include:
- Excellent base coverages at a very reasonable cost
- Exclusive TOOLBOX and TOOLCHEST endorsements where groups of extra coverage can be bundled for an affordable price
- Many other optional endorsements so coverage can be customized
- More than 25 years of refining and enhancing our artisan contractor policy
- No audits! Plus, we rate a policy by number of employees (we allow up to 10)
- Writing new ventures
- Several installment plans that allow payments by EFT or credit card
We Put Small Contractors First
Utica First is known for its long-standing commitment to treating its agents/brokers as partners and helping them anticipate policyholder needs and expectations, like offering both credit card and eCheck payments, and always being available to help you handle questions.
How to Learn More
If you have artisan contractor customers in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about how to build the best artisan contractor coverage for them. #UticaFirst #KeepingInsuranceSimple #SmallBusinessInsurance #ContractorInsurance #ProtectYourBusiness
