Masonry Contractors Use Mortar to Bind Their Work, A Utica First Artisan Contractor Policy to Mitigate Their Risks
Masonry contractors use mortar to bind together structures they build, making them strong and durable. A Utica First artisan contractor policy for masons can protect these businesses in much the same way. The proper coverage can protect the business, strengthening it to withstand unforeseen events.
Building, repairing, or restoring structures come with many risks inherent in the industry, including fires, equipment damage, theft of tools or materials, or accidental client property damage. No matter how much caution is used to prevent unforeseen events, they can still occur.
Mitigating Risk
Proper insurance coverage should be treated as an investment to protect the business, all its stakeholders, and all its assets. Some small contractor business owners mistakenly think their businesses do not need insurance, that they can weather an unforeseen event out-of-pocket. In actuality, unlike larger contractor businesses, smaller ones are less able to handle the financial implications of just one unforeseen event. Mitigating risk is key to the health and longevity of the business and allows contractors to operate their businesses with confidence, knowing that Utica First has their backs should something go wrong.
Standard Coverage Highlights
- General Liability – protects a contracting business in the event that bodily injury, property damage, or personal and advertising injury occur
Optional Tailored Coverages
- Commercial Property – protects the place where business is conducted and the things used to conduct business
- Business Income – covers the loss of income when the business can’t run because of a covered property loss
- Tools and Equipment – covers vital tools and equipment that are stolen or damaged
- Tool Box or Tool Chest – exclusive endorsements for a great deal on bundled coverages:
We’re Committed to You
The Utica First team is known for our character and integrity, going above and beyond for our agents and agent partners. We are here to make your life easier and support your customers and overall success.
Learn More
If you have masonry contractor customers in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about how to build the best artisan contractor coverage for them. #UticaFirst #KeepingInsuranceSimple #SmallBusinessInsurance #ContractorInsurance #ProtectYourBusiness
