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Utica First Insurance Company

Retail Health Food Store Owners Focus on Wellness, Utica First Focuses on the What-ifs

There are approximately 140K retail health food stores in the United States. A growing sector of the retail industry, these stores specialize in organic food, supplements, natural products, and more. They cater to health-conscious individuals and people who have dietary restrictions or follow a natural lifestyle.

Retail health food store owners focus on their businesses, running complex operations that include, but are not limited to, vetting suppliers; sourcing and managing inventory; hiring, training, and managing staff; and educating customers. These many moving parts leave no time for them to worry about unexpected events and whether they have insurance to cover them or enough of it.

Utica First BOP to Handle the What-ifs

Utica First can shoulder worrying about unexpected events, such as inventory losses, property damage, or business interruptions, for these store owners. Our Office PAK business owner policy (BOP) can provide worry-free protection against financial losses that could be difficult for small retailers to recover from. It also provides protection for staff and customers who have come to rely on them.

          Office PAK

          Our Office PAK BOP goes above and beyond standard offerings. Our standard coverage and additional coverages (no additional charge) include:

          

Umbrella Program

Utica First’s umbrella policy provides flexible options to provide BOP customers with the coverage they need, especially in today’s litigious climate—the comprehensive protection of a commercial umbrella.

Utica First can provide an umbrella policy up to $5,000,000 (in million-dollar increments).

Learn More

We value our #UticaFirst family. Our more than 120 years in business and A+ rating from the Better Business Bureau are testaments to our longevity and expertise in providing niche insurance solutions—like our BOP—for our agents and brokers and their customers.

If you have retail health food store clients in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about Office PAK and Umbrella policies.

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