Artisan HVAC Contractors Winter-Proof HVAC Systems, Worry-Proof Their Businesses with Utica First
The demand for winterizing HVAC systems peaks in late summer and early fall. HVAC contractors winterize systems by performing a comprehensive tune-up that prepares heating and cooling systems for the cold winter months ahead. Winterization is important as it protects the equipment, ensures safe and efficient operation, and helps to extend the life of the equipment. At this time of year, it is equally important for HVAC contractors to ensure their businesses are protected with proper insurance.
Planning for the Unknown
Just as customers’ HVAC systems need protection, so does the HVAC contractor’s equipment, tools, trucks, and property. This protection will keep their businesses operating safely so they can focus worry-free on serving their customers. And just like preventive care helps HVAC systems run longer, insurance helps contractors’ businesses recover from unknown events so they can last for the long haul.
Unknown events include unintended damage to a client’s property and damaged or stolen equipment and tools. Being prepared will make all the difference, keeping out-of-pocket losses and business interruptions to a minimum.
Artisan HVAC Coverage Options
What Comes Standard
- Utica First’s HVAC coverage has standard protections that include general liability—protects a contracting business in the event that bodily injury, property damage, or personal and advertising injury occurs.
Ways to Customize
- Commercial Property—protects the place where business is conducted and the things used to conduct business
- Business Income—covers the loss of income when the business cannot run because of a covered property loss
- Tools and Equipment—covers vital tools and equipment that are stolen or damaged
Commercial Umbrella Policy
In today’s litigious climate, business owners need enhanced liability protection, and Utica First is here to make that easy. Our commercial umbrella policy provides flexible options to provide customers with the coverage they need—the comprehensive protection of a commercial umbrella.
Utica First can provide an umbrella policy up to $5 million (in $1 million increments).
Why Utica First
The Utica First team is known for our character and integrity, going above and beyond for our agents and agent partners. Our policy is putting you first. We believe in the power of teamwork and the strength of our dedicated agents and agent partners. We are here to make your life easier and support your customers and overall success. If you have artisan HVAC contractors in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about how to build the best artisan coverage for them. #KeepingInsuranceSimple #PuttingYouFirst ###