Empowering Agents and Brokers With a Unique Office PAK Program for Small Office Clients
Small office-based businesses are typically safer to operate than many other workplaces. This leads some small office business owners to think their businesses are small enough that they can forego insurance coverage—thinking should something happen, they can take care of the financial costs themselves. In actuality, having no coverage puts these businesses in financial peril.
Risks of the Unexpected
Unexpected incidents can happen even in small-office settings that can be costly:
- Assets vital to daily operations, such as computers, furniture, and equipment, can be stolen or damaged.
- Personal/private data can be breached and ransomware demanded.
- Business income can be lost or interrupted due to floods or fires.
Without the proper coverage, small business owners will be personally responsible for unexpected incidents. From a single claim, a business owner could see significant out-of-pocket expenses that could potentially lead to closure of their business.
Empowering Agents and Brokers
Some small office business owners think insurance companies pretty much offer the same insurance coverages. Many companies do offer the same run-of-the-mill coverages, but at Utica First, we stand apart.
As your partner in delivering high-quality coverage, Utica First makes insuring office risks easier and more robust. We empower agents and brokers like you by offering a unique Office PAK program—three unique coverages small office business owners need!
What’s Included
Standard coverages include business property insurance (physical location and property), general liability insurance (financial loss from property damage, bodily injury), and business income insurance (interruption to business from property damage, fire).
Unique to our Office PAK is the inclusion of important coverages that are typical add-ons elsewhere in the market. These coverages include:
- Employee Practices Liability:
- Provides protection from claims brought by employees for discrimination, sexual harassment, and wrongful termination ($100K limit).
- Data Compromise Coverage:
- Provides expense reimbursement due to misuse or theft of customer or employee data ($25K limit).
- Identity Theft for Office Owner:
- Provides coverage for reconstructing personal and financial data following an identity theft incident ($15K limit).
Types of Offices Covered
Utica First covers many types of office operations, that include:
- Doctors and Dentist Offices
- Accounting Offices
- Travel Agencies
- Therapists
- and many more
Maximizer Endorsement
Taking Coverage to the next level, our Maximizer Endorsement is one of the best values available in the market and is bundled in 24 separate endorsements:
Why Utica First
At Utica First, our policy is putting you first. We believe in the power of teamwork and the strength of our dedicated agents and agent partners. The Utica First team is known for our character and integrity, going above and beyond for our agents and agent partners. We are here to make your life easier and support your customers and overall success.
Learn More
Utica First prides itself on #KeepingInsuranceSimple. Our incomparable Office PAK is simple, yet value-packed. It gives office owners an unbeatable bundle of coverages they truly need – in one product. Ensure your staff is quoting the Office PAK with Utica First! Learn more at this link.
