Landscape Contractors Spring Into Action, Utica First Has Their Backs
Spring is a busy time for small landscape contractors. In preparation for summer, home and business owners hire contractors to clear post-winter debris from lawns and gardens, prune trees and shrubs, work on patios and walkways, and much more.
As demand for their services rises, contractors prepare to take on these projects. They have to ensure a full crew is hired to take on the increased business, and that behind-the-scenes staffing levels are adequate to handle the additional administrative tasks that will be required. Contractors also have to assess the condition of their equipment, sharpen tools that have dulled, and purchase materials needed for each project.
Planned Business Protection, Not An Afterthought
As landscape contractors gear up for this much-anticipated busy season, many overlook one of the most important aspects of planning—insuring the business against risk.
Landscape contractor businesses face many hazards inherent to the trade. Equipment can break down, tools can be stolen, and property can be damaged. Jobsites are also a client’s home or place of work where one misplaced tool, unmarked hazard, or a falling tree limb could result in a liability claim.
Utica First’s artisan contractor policies for small landscape businesses can mitigate the impact of these risks should they occur. This gives contractors the peace of mind to focus on business growth, knowing that if something goes wrong, Utica First has them covered.
What Comes Standard
Utica First’s artisan contractor coverage for landscape contractors has standard protections that include:
- General Liability—protects a contracting business in the event that bodily injury, property damage, or personal and advertising injury occurs.
Options to Tailor Coverage
- Commercial Property—protects the place where business is conducted and the things used to conduct business
- Business Income—covers the loss of income when the business cannot run because of a covered property loss
- Tools and Equipment—covers vital tools and equipment that are stolen or damaged
Options to Enhance Coverage
Further Landscape contractors can also enhance their coverage by tailoring their standard policy with one of these add-on Exclusive Toolbox or Toolchest endorsements:
Why Utica First
At Utica First, our policy is putting you first. We believe in the power of teamwork and the strength of our dedicated agent and broker partners. The Utica First team prides itself on our character and integrity, and is known for going above and beyond for our agent and broker partners. We are here to make your life easier by supporting your customers and your overall success.
Learn More
If you have landscape contractor customers in the states of New York, New Jersey, Connecticut, Pennsylvania, Ohio, Maryland, Virginia, Florida, or Massachusetts, click here to learn more about our artisan contractor coverage for them. #UticaFirst #PuttingYouFirst
