Masonry Contractors Lay the Foundation for Success with the Right Insurance
Just as mortar holds bricks together, insurance helps hold masonry contractor businesses together. Masonry contractors use mortar to bind together structures they build, making them strong and durable. The right insurance can protect these businesses in much the same way, strengthening it to withstand unforeseen mishaps.
Building, repairing, or restoring brick structures come with many risks of the trade, including fires, equipment damage, theft of tools or materials, or accidental client property damage. No matter how much safety training or caution taken to prevent unforeseen mishaps, mishaps still occur.
Foundation for Success
Masonry contractors should treat proper insurance coverage as an investment to protect the business, all its stakeholders, and all its assets. Some small contractor business owners mistakenly think their businesses do not need insurance, that they can weather an unforeseen event out-of-pocket. In actuality, unlike larger contractor businesses, smaller ones are less able to handle the financial implications of just one unforeseen event. Insuring against this risk is key to the health and longevity of the business and allows contractors to operate their businesses with confidence, knowing that Utica First has their backs should something go wrong.
Standard Coverage Highlights
- General Liability – protects a contracting business in the event that bodily injury, property damage, or personal and advertising injury occur
Optional Tailored Coverages
- Commercial Property – protects the place where business is conducted and the things used to conduct business
- Business Income – covers the loss of income when the business can’t run because of a covered property loss
- Tools and Equipment – covers vital tools and equipment that are stolen or damaged
- Tool Box or Tool Chest – exclusive endorsements for a great deal on bundled coverages:
Why Utica First
At Utica First, our policy is putting you first. We believe in the power of teamwork and the strength of our dedicated agent and broker partners. The Utica First team prides itself on our character and integrity, and is known for going above and beyond for our agent and broker partners. We are here to make your life easier by supporting your customers and your overall success.
Learn More
If you have masonry contractor customers in the states of New York, New Jersey, Connecticut, Pennsylvania, Ohio, Maryland, Virginia, Florida, or Massachusetts, click here to learn more about our artisan contractor coverage for them. #UticaFirst #PuttingYouFirst
