Small Flooring Contractors Manage Risk with Coverage from Utica First
Did you know that fall is an ideal time of year for flooring projects? Cooler temperatures and low humidity make it an ideal time of year for homeowners and small business owners to tackle flooring projects. This time of year, these projects are less likely to experience problems like gaps, buckling, loose tiles, or adhesive failures.
Small flooring contractors typically see an uptick in business as many business owners schedule flooring upgrades in the slower season. The same is true for homeowners who may want to update kitchens and bathrooms, living rooms, and bedrooms before holiday gatherings begin.
Planning for success during this time is key. Success factors include having the needed expertise and craftsmanship, a responsive customer service department, efficient project management, and strong relationships with internal and external audiences.
Risk Management to Protect What Matters
An uptick in business also means continuing to manage risks that the business faces every day. Liability is a significant business and financial risk that contractors face. The work they do and the materials and tools they work with come with inherent risks of the trade. Unexpected accidents can occur that could devastate underinsured or uninsured contractors. These claims can be especially expensive—a single claim, a single mishap can reach into the tens of thousands of dollars. Small contractors may not be able to weather this financially—like their larger counterparts—without the proper protection. Utica First can help.
Reducing risk ensures the longevity of these businesses and allows contractors to operate their businesses with peace of mind and confidence, knowing that Utica First has their backs should a mishap occur.
Standard Coverage
- General Liability – protects a contracting business in the event that bodily injury, property damage, or personal and advertising injury occur
Tailored Coverage
- Commercial Property – protects the place where business is conducted and the things used to conduct business
- Business Income – covers the loss of income when the business cannot run because of a covered property loss
- Tools and Equipment – covers vital tools and equipment that are stolen or damaged
- Tool Box or Tool Chest – exclusive endorsements for a great deal on bundled coverages:
Putting You First
At Utica First, our policy is putting you first. We believe in the power of teamwork and the strength of our dedicated agent and broker partners. Our Utica First team is known for its character and integrity, going above and beyond for our agent and broker partners. We are here to make your life easier and support your customers and overall success.
Learn More
If you have flooring contractor customers in the states of New York, New Jersey, Connecticut, Florida, Pennsylvania, Ohio, Maryland, Virginia, or Massachusetts, click here to learn more about how to build the best artisan contractor coverage for them. #UticaFirst #PuttingYouFirst #SmallBusinessInsurance #ContractorInsurance
